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Banks ultimately made up for that lost revenue by increasing fees in other areas, and research showed that, on the whole, retailers did not reduce prices to account for the lower fees.

Most credit card companies make the bulk of their profits from interest charges.

By continuing to access this site, you agree that we may store and access cookies on your device. American Express does not operate the ATMs and is not responsible if an ATM is out of service or no longer accepts our cards.

For more information, see our American Express Network Online Privacy Statement . S American Express Network Website Rules and Regulations, Online Privacy Statement and all applicable U. We rely on third parties such as ATM providers for information about the ATMs and as such, we cannot guarantee that the information is always accurate or up to date.

If you are an ATM Acquirer, you will benefit from the marketing assets that help drive American Express Card Members to your ATMs and revenue for your business.

We understand that Amex isn't the most popular credit card among UK retailers and merchants and it can often be frustrating finding shops that do accept it.

That's why we've created this site so you can find exactly who accepts Amex.

» MORE: How many merchants accept each kind of card When you make a purchase with a credit card, the merchant pays a fee equal to a percentage of the sale amount.

These “swipe fees” go to the financial institutions involved in the transaction, and they’re set by the payment network — American Express, Visa, Mastercard or Discover.

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