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Unfortunately, the Nelnet site does a poor job of explaining the many consolidation choices and the pros and cons of each route.

Under the new plan, loan servicing would be handled entirely by the Department of Education.

Approach two is to consolidate your federal loans with a private company.

Picking the wrong approach can be a huge mistake, so it is critical you understand your choices.

Nelnet is one of the biggest federal loan servicers.

If you are unsure if your Nelnet loans are federal loans, you can always visit the National Student Loan Database.

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